Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Related Content 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.